AI Financial Assistant v2.4 Active

Invest Intelligently, Effortlessly, Confidently, Predictably, Live Independently

Your all-in-one solution to smarter money management. Track spending, set goals, and make informed financial decisions with clarity and ease.

On Saves
$ 10,400.22
9:41
Total Balance
$4,4089
Total Payout
$1,469
Apple Services Today, 2:45 PM
-$19.00
Stripe Direct Payout Yesterday
+$890.00
Shopify Store Growth Sep 22
+$489.00
Total Expenses
$659.00
↗ 5.23% vs last month
Cash Available
$546.00
↘ 5.23% vs last month
12ms Real-Time Categorization
🔒 SOC2 Type II & 256-Bit Bank Encryption
💡 $4.28M+ Recurring Subscriptions Saved
📈 +18.4% Average Wealth Growth Rate
⚡ Automated Daily Cashflow Balancing
12ms Real-Time Categorization
🔒 SOC2 Type II & 256-Bit Bank Encryption
💡 $4.28M+ Recurring Subscriptions Saved
📈 +18.4% Average Wealth Growth Rate
⚡ Automated Daily Cashflow Balancing
Autonomous Financial Engine v2.4 Active

Everything your
money’s been missing

Finley watches your accounts around the clock, turning everyday transactions into clear, personalized moves toward your goals.

Understand exactly how your money moves in real time

Gain clear insights into your spending habits and discover opportunities to save more every month.

Spending Overview This Month
$3,420 -12% vs last month
Housing & Bills$1,650
Food & Groceries$840
Entertainment & Subscriptions$420
AI Insight: You're spending $180 less on takeout than last month. Keep it up!

Build smarter budgets without the guesswork

AI automatically creates a realistic budget that adapts to how you spend and save every month.

Budget Allocation Adaptive Engine
$6,500 /monthly target
✓
Fixed commitments covered $3,900 allocated automatically
Dynamic buffer allocation Flexible reserve: $1,400
✓
Automated emergency reserve Projected growth: +$1,200/mo

Find forgotten subscriptions before they cost you

AI identifies recurring payments and highlights opportunities to save every month.

Amazon Prime Renews monthly
$14.99/mo
Notion Team Billed annually
$10.00/mo
Adobe Creative Cloud Unused in 45 days
$29.99/mo
$359.88/yr potential savings

Save for future plans with clear progress tracking

Track milestones, visualize growth, and stay focused on reaching your target.

✈️
Europe Trip 2027 Target: June 15, 2027
On Track
$2,400 of $5,000 (48%)
Auto-Deposit +$320/month
Remaining 8 months left

Make smarter investment decisions with AI guidance

Understand portfolio performance and receive simple recommendations tailored to your goals.

Portfolio Value
$24,750.50
+18.2%
VTI 52% QQQ 28% US Treasuries 20%

Keep your credit health moving in the right direction

Monitor score updates, payment history, and key factors that impact your financial future.

Excellent 742
On-Time Pay 100%
Credit Usage 8%
Average Age 5.4 yrs
Finley Neural Engine active
12ms sync
✓
Categorizing transactions Parsing bank streams across 5 institutions
✓
Detecting patterns Found 4 recurring lifestyle inflation signals
Identifying opportunities Unlocking $320 monthly liquidity surplus
○
Generating insights Creating personalized recommendations

AI Analyzes Your Finances

Finley automatically categorizes every transaction, detects spending patterns, and turns your financial data into actionable insights.

  • Direct transaction categorization without manual tagging
  • Spending pattern detection and stealth fee alerts
  • Personalized financial insights tailored to your cashflow

Get personalized insights

Actionable financial advice tailored specifically to your habits. Discover opportunities to save more, spend smarter, and hit your goals faster.

  • Personalized spending recommendations updated daily
  • Smart saving opportunities calculated in real time
  • Goal-based financial guidance with automated milestone steps
Verified AI Recommendation

You can save $320 more this month

Based on 90-day utility bill analysis, renegotiating internet & insurance yields immediate recurring gains.

+$3,840/year
Takes ~30 seconds

Bank-Grade 256-Bit Encryption & SOC-2 Compliant

Finley uses read-only end-to-end encrypted connections powered by Plaid. We never store your banking credentials, and we cannot move money without your biometric approval.

SOC-2 Type II 256-bit AES Plaid Certified

Simple pricing for smarter
money management

Choose the plan that fits your financial goals. Unlock AI-powered insights, personalized recommendations, and smarter financial planning.

Personal Plan

Best for individuals managing everyday finances

$ 19 /month
Billed monthly
Everything included:
  • ✓
    Connect up to 5 financial accounts
  • ✓
    AI-powered expense tracking
  • ✓
    Smart budgeting tools
  • ✓
    Subscription monitoring
  • ✓
    Savings goal tracking
  • ✓
    Monthly financial reports
Most Popular

Pro Plan

For power users who want complete financial control

$ 39 /month
Billed monthly
All Personal features, plus:
  • ✓
    Unlimited account connections
  • ✓
    Advanced AI financial insights
  • ✓
    Personalized money saving recommendations
  • ✓
    Investment portfolio tracking
  • ✓
    Credit score monitoring
  • ✓
    Goal-based financial planning
  • ✓
    Priority 24/7 dedicated support